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Payment Estimator
| Total: | $1,500,000 | 20% Down: | $300,000 | Financing: | $1,200,000 |
30 Yr Fixed*
6.26 %
(6.26% APR)
$7,396 / month | 15 Yr Fixed*
5.59 %
(5.59% APR)
$9,862 / month | 5/1 ARM*
6.67 %
(6.98% APR)
$7,719 / month |
*Rates for October 2025. Information displayed is accurate as of the date of the latest update and is subject to change without notice. Loan pricing can only be locked through a home mortgage consultant. Other restrictions may apply. The Rate/APR and other terms may vary from those displayed based on the creditworthiness of the borrower, the type of dwelling, whether the borrower is self-employed, the location of the property and other factors. Please contact a lender in your area to determine what rates you qualify for.
**Rates calculated from national averages. To determine rates in your area please contact your local lender.
Sherine Duncan
Born into real estate and property management, as her parents own a large brokerage firm, Sherine started working for a real estate appraiser at age 18 then on to starting her own mortgage company in her 20's. She has bought and managed many investment properties, developed land, and built two of her own custom homes.
In 2006, after 20 years in the mortgage business on the central coast of CA, she began working in the title and escrow industry for Fidelity National Title in Lake Tahoe, CA. This led her to the position as Sales Manager for the state of Hawaii. She was able to spend time on all Hawaiian islands and understands how Hawaii real estate thrives throughout the state. This segued into selling homes in 2014 quite nicely. With over 8000 agents in Hawaii, she made the top 100 by her second year. Her knowledge of homes from appraising, building, lending, title, escrow, and design puts her at the top of the charts in knowledge, but her passion for people is what shines through in each transaction.
Sherine is the owner and founder of the Hawaii LUX Team. She has a team of 20 agents covering all areas of Oahu and Maui.
If you are thinking of Selling, be sure to look at any of her listings and check out the pics below of the properties that she represented the seller. Staging and design is included for all of her seller bringing top dollar to every seller
Sherine was born and raised in California but forever home in Kailua, Oahu. From Anaheim to Sacramento, to San Luis Obispo, to San Diego, to Lake Tahoe, and on to Hawaii. With her love of family and the ocean, she resides with her husband near the beach and has all of her adult children and their families nearby. Ohana runs strong, and she thrives on joy, positivity, and surrounding herself with happy people.